This MedSavvy web site with a home page domain name of www.medsavvy.com ("Web Site") is offered to you by Paperless Business Systems, Inc. ("PBS"), and is conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of this web site constitutes your agreement to all such terms, conditions, and notices. PBS reserves the right to change these terms and conditions at any time. Please consult this Terms and Conditions Page each time you view or use the Web Site. If you do not agree to all of these terms and conditions, then you must not view or use the Web Site.

If you decide to purchase a subscription for a MedSavvy Web Site, then our MedSavvy Subscription Agreement with separate terms and conditions must first be signed by you and PBS. As such, separate terms and conditions will apply to your purchase of MedSavvy goods and services, including a subscription for a MedSavvy web site, and you agree to abide by the terms or conditions of purchase imposed by PBS, including, but not limited to, payment of all amounts when due and compliance with all rules and restrictions. You shall be completely responsible for all charges, fees, duties, taxes, and assessments arising out of the use of this Web site. Any rights not expressly granted herein are reserved.

COPYRIGHTS AND TRADEMARKS
All content on this web site, including the design, images and text is owned or licensed by Paperless Business Systems, Inc., 1414 Dexter Avenue North, Suite 150 Seattle, WA 98109 USA, its suppliers or contributors. Said content consists of either registered copyrights, unregistered common law copyrights, registered trademarks or service marks or unregistered trademarks, service marks or trade names of Paperless Business Systems, Inc., its suppliers or contributors. The marks MedSavvy, medsavvy.com, Paperless Business Systems, and Paperless Business Systems, Inc. and the logo(s) of PBS are trademarks or service marks or trade names of Paperless Business Systems, Inc. and are protected by laws of the United States and its States, international laws and treaty provisions. Other product and company names mentioned on the Web Site may be the trademarks or service marks of their respective owners. You may not modify, alter, copy, transmit, distribute, perform, reproduce, display, publish, license, create derivative works from, transfer, or sell any information, software, products, or services obtained from this web site, except that the user may make such temporary copies in a single computer's RAM and hard drive as is necessary to browse the Web Site. Any attempt to infringe upon or to circumvent these copyrights, trademarks, service marks, trade names or other intellectual property rights of PBS, its suppliers or contributors will subject the infringing individual or organization to severe criminal and civil penalties as prescribed by law.

DISCLAIMERS AND LIMITATIONS
Information, products and services on this Web Site may contain inaccuracies or errors and may be changed or updated by PBS without notice. PBS MAKES NO WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED REGARDING THE USE OF THIS WEB SITE, INCLUDING BUT NOT LIMITED TO, ANY WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. While we strive to maintain reliability and accuracy of our own content, PBS does not warrant that the Web Site (including the content and information contained on it) is, or will be, accurate, reliable or up-to-date. Nor does PBS warrant that the web pages, or the server which makes them available, are free of viruses or other harmful elements. Any such warranties are expressly disclaimed. PBS provides no assurances that future results will be achieved from its services. Actual results may differ materially from the summary information contained in this Web Site. The information on the Web Site is provided "as is" for informational purposes only. You acknowledge and agree that no medical advice is being provided on the Web Site and your use of the Web Site should certainly not be construed as a substitute for consultations with qualified health professionals regarding your medical needs.

IN NO EVENT SHALL PBS, ITS AFFILIATES, SUPPLIERS OR CONTRIBUTORS BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL OR OTHER CONSEQUENTIAL DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THIS WEB SITE, OR ANY OTHER WEB SITE TO WHICH IT IS LINKED, WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, MEDICAL CONSEQUENCES, BUSINESS INTERRUPTION, LOSS OF DATA OR OTHERWISE, EVEN IF PBS IS EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

You agree that you will hold PBS (including, its owners, partners, shareholders, officers, directors, and employees) harmless from all claims arising out of or related to your access or use of, or your inability to access or use, the Web Site or the information contained in the Web Site or other web sites to which it is linked, including but not limited to clams that this Web Site or any other web site to which it is linked is obscene, offensive, or defamatory, or that it infringes upon your intellectual property rights. In no event will PBS be liable for any consequential, special or similar damages, even if we have been advised of the possibility of such damages.

UPDATES
Changes, improvements and updates are routinely made to the information on this Web Site. PBS expressly reserves the right, in its sole discretion, to make updates, improvements and/or changes to this Web Site at any time, including to these terms, conditions and notices.

LINKS
You acknowledge that the opinions and recommendations contained in this Web Site, and any web site to which it is linked, are not necessarily ours, nor are they endorsed by PBS. We may provide links on the Web Site to other web sites that are not under our control. Generally, any web site that has an Internet Protocol address (or URL) not containing "MedSavvy.Com" is such a web site. These links are provided for convenience or reference only. PBS makes no representations whatsoever about other web sites that you may access through this one. When you access a non-MedSavvy web site, it is independent from MedSavvy, and PBS has no control over the content, use, or products and services on said linked web site.

You may provide links to this Web Site on another web site, provided that: (i) the link is a text-only link clearly marked "MedSavvy", "medsavvy.com" or "www.medsavvy.com"; (ii) the link must go directly to the MedSavvy Home Page with a URL http://www.medsavvy.com and not to other pages within the Web Site; (iii) the appearance of the link may not give a false suggestion that an entity other than PBS is associated with or sponsored by MedSavvy or PBS; (iv) the appearance of the link may not be such as to dilute or injure the goodwill associated with MedSavvy or PBS and (v) the link, when activated by a user, must display the full screen of this Web Site and not within a "frame" on the linked web site. PBS reserves the right to revoke its consent to any link and/or to amend its "Links" policy at any time in its sole discretion. If you wish to link to our site other than in a manner approved above, then you must first obtain approval of PBS in writing.

NO ENDORSEMENT BY MODELS
Fictitious names of companies, products, people, characters, and/or data mentioned herein are not intended to represent any real individual, company, product, or event. None of the images contained on this Web Site are intended to constitute an endorsement by the persons depicted. The persons on all images on this Web Site are merely models use solely for illustrative purposes.

E-MAIL SECURITY
E-mail messages that you send to PBS by e-mail may not be secure. If you choose to send confidential information to us via e-mail, you accept the risk that a third party may intercept this information. If you wish to maintain secure communications, we suggest that you use the telephone unless and until a secure e-mail account is established. We strive to respond to all e-mail requests in a timely manner.

COOKIES
Like most web sites, PBS may collect data regarding the numbers of visitors to the Web Site, the pages visited, and other information pertaining to the users of the Web Site. This data is used to improve our services. In this regard, we may use data, known as "cookies," that reside on your computer that let us personalize our service to respond to your patterns of usage. The cookies do not extract information about you. Your browser allows you to control whether and how you receive cookies. If you choose to disable or remove cookies, you should be aware that you might lose some minor, convenient features of our programming.

NO PROHIBITED USE
As a condition of your use of this Web Site, you warrant that you will not use this Web Site for any unlawful purpose or any purpose prohibited by these terms, conditions and notices.

EXCLUSIVE JURISDICTION
This Web Site (excluding linked sites) is owned by Paperless Business Systems, Inc., located in the State of Washington, in the United State of America. By accessing this Web Site you agree that the statutes and laws of the State of Washington, without regard to conflicts of laws principles thereof, will apply to all actions and proceedings arising out of or relating to the use of the Web Site. You also agree and hereby submit to the exclusive jurisdiction of the Courts of King County, Washington and the United States District Court for the State of Washington with respect to all actions and proceedings arising out of or pertaining to the Web Site. We make no representation that the information on this Web Site is appropriate or available for use in other locations, and accessing them from territories where illegal is hereby prohibited. As such, accessing this Web Site is at your own initiative and you are responsible for compliance with all local laws.

SEVERABILITY
If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect.

NO MODIFICATIONS
This agreement constitutes the entire agreement between you and PBS with respect to your using and viewing of this Web Site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral, or written, between you and PBS regarding same. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. To the extent you purchase a subscription for a MedSavvy Web Site, then a MedSavvy Subscription Agreement with separate Terms and Conditions shall govern your MedSavvy web site subscription. At such time, your relationship with PBS regarding your MedSavvy subscription shall be pursuant to that Subscription Agreement, while your use of this Web Site will remain governed by this agreement.